I created this website to help increase financial literacy and document my own journey towards financial independence. While I am passionate about personal finance, I am NOT a financial planner or advisor, attorney, accountant, or insurance agent. Thus, the information on this website does not constitute professional financial or legal advice. It is meant for informational and entertainment purposes only. By using this website, you agree to not hold me responsible for the consequences of any actions, financial or otherwise, based on information on this site.
While I am a licensed physician, I am not YOUR personal physician. Any information related to health, fitness, or diet does not represent professional medical advice. Please consult your personal physician before undertaking any new exercise or diet program.
Much of the information on this site, such as retirement plan contribution limits, tax laws, and other personal finance specifics change over time. I make no guarantees as to the accuracy, completeness, or currentness of the information on this site and will not be held liable for any errors or omissions. The information on this site reflects my own personal opinions and I reserve the right to change that opinion over time.
In an effort to connect with my readers, I have shared my identity including my place of employment and faith. The opinions expressed on this site are my own and do not represent the views or positions of either The Mayo Clinic or The Church of Jesus Christ of Latter-Day Saints.